Local Experts, Personal Service

Tim and Liz Serratt are Vero Beach mortgage professionals with decades of combined experience and a true passion for helping clients achieve their homeownership goals.

Tim & Liz Serratt

With decades of combined experience, Tim and Liz Serratt are a dynamic mortgage lending team with a shared passion for helping you achieve your homeownership goals right here in Vero Beach.

Their background in the industry gives them a powerful advantage: a deep understanding of the local real estate market from every angle. This means they don’t just find you a loan; they serve as strategic advisors, offering invaluable insights and guidance that others might miss.

Tim Serratt, Loan Officer – Educator, advisor, and trusted partner for Vero Beach homebuyers.
Liz Serratt, Loan Officer – Former Realtor turned mortgage expert, delivering a personalized, client-first experience.

Dorothy Vaughan

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Dorothy Vaughan

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Dorothy Vaughan

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Dorothy Vaughan

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Rooted in Vero Beach

Tim Serratt’s approach to mortgage lending is rooted in building lasting relationships and delivering exceptional service. With a deep understanding of the local market and a focus on personalized guidance, he ensures every client feels supported and empowered throughout their home financing journey.

Five-Star Experiences

Homeownership in Vero Beach

Tim was absolutely amazing figuring our mortgage out. It was such a stressful situation and the first lender denied us literally at the last minute! But Tim kept us calm and reassured us that it was gonna happen. And let me tell you he did it! He pulled a rabbit out of the hat and made some magic happen! I just cannot say enough about how pleased we are with Contour. Tim and his Wife Liz make an excellent team and even followed up with us when this stressful process was all done. You can tell they really care about their clients. We will definitely be only using them in our next mortgage!

alexander gitelman

Im a 25 year old Navy veteran going through college. My wife and I wanted a house to start building our family and Tim made ut all possible. He worked with us to fix our finances, and get us into our dream house. My family and I are extremely greatful for the work that Tim did and we are hoping that if anyone is in a similar situation in life and are too scared to try, you feel a little more comfortable with letting Tim help you.

Thankful, grateful and blessed. These are the words that come to mind now that we are in our beautiful home. Thankful to Tim for carrying us throughout the sometimes stressful moments of the home buying process. Tim never wavered and when road blocks come, as they sometimes do, Tim plowed through them and took every possible step to make sure we got our home. Communicating every aspect to us efficiently and clearly (even figuratively talking us off of the ledge a few times 😂) Grateful that we chose Tim & Liz to handle this home purchase as I know in my heart that if not for them, we may not be in our beautiful home had we went with another mortgage company. Blessed to now be in our home, to have chosen Contour mortgage , and to have met and worked with these two amazing people. Dreams do come true 🥰 Thank you Tim, Liz, and the entire team at Contour mortgage for making ours come true! T&C

Emily Bikowicz

My husband and I bought our first home, and we were blessed to have worked with Tim and his wife Liz to secure our loan. What an amazing and efficient team! Tim is very responsive and patient if you have questions or concerns. This was such an easy and great experience for buying a home and I’m glad to have worked with them to make this huge milestone for our family! 😌

Gand E Power

We had an amazing experience with Contour Mortgage Company. They made buying our home so easy and stress free. Super responsive, knowledgeable, and truly cared about us. We closed on our home smoothly and on time. The entire experience was seamless and straightforward. We highly recommend Contour to anyone looking for a trustworthy and efficient Mortgage partner!

Matthew Carpenter

As a real estate professional, I’ve had several clients work with Tim at Contour Mortgage, and the experience has always been smooth. He’s responsive, knowledgeable, and keeps everyone informed throughout the process. I never have to chase updates, and closings happen on time. Highly recommend Tim for any buyer needing a reliable lender.

Connect with Tim & Liz to explore your best mortgage options.

Expert Guidance Every Step of the Way

Your Mortgage Journey Starts Here

Let Tim Serratt guide you through the mortgage process with personalized service and local expertise. Whether you're a first-time buyer or refinancing, we're here to help you achieve your homeownership goals with confidence and ease.