The Smart Path to Homeownership
If you’ve been renting and are ready to start building equity, a conventional loan could be your key to homeownership. With competitive rates and down payments starting as low as 3%, this type of loan offers flexibility and affordability for first-time and repeat buyers alike.
Why Choose a Conventional Loan?
- Low down payment – as little as 3% down for qualified buyers
- Competitive interest rates – stable, predictable monthly payments
- Flexibility – works for single-family homes, condos, and co-ops
- Build wealth over time – every payment grows your home equity
- Fewer restrictions – no upfront funding fees like some government-backed loans
How It Helps in Vero Beach
In today’s Treasure Coast market, having a strong financing option matters. Conventional loans can make your offer more competitive, giving you an edge when homes receive multiple bids. Whether you’re buying your first place or moving into your forever home, a conventional loan helps you stand out.
Guidance You Can Count On
The mortgage process can feel overwhelming, but you don’t have to go through it alone. With decades of combined experience, Tim and Liz Serratt know the ins and outs of conventional loans and the Vero Beach market. They’ll guide you step by step, so you feel confident from application to closing.
Ready to Get Started?
Your dream home is closer than you think. Take the first step today and let Tim and Liz find the right loan for you.
What our Clients say
Trusted by families across the Treasure Coast.
Tim was absolutely amazing figuring our mortgage out. It was such a stressful situation and the first lender denied us literally at the last minute! But Tim kept us calm and reassured us that it was gonna happen. And let me tell you he did it! He pulled a rabbit out of the hat and made some magic happen! I just cannot say enough about how pleased we are with Contour. Tim and his Wife Liz make an excellent team and even followed up with us when this stressful process was all done. You can tell they really care about their clients. We will definitely be only using them in our next mortgage!
Im a 25 year old Navy veteran going through college. My wife and I wanted a house to start building our family and Tim made ut all possible. He worked with us to fix our finances, and get us into our dream house. My family and I are extremely greatful for the work that Tim did and we are hoping that if anyone is in a similar situation in life and are too scared to try, you feel a little more comfortable with letting Tim help you.
Thankful, grateful and blessed. These are the words that come to mind now that we are in our beautiful home. Thankful to Tim for carrying us throughout the sometimes stressful moments of the home buying process. Tim never wavered and when road blocks come, as they sometimes do, Tim plowed through them and took every possible step to make sure we got our home. Communicating every aspect to us efficiently and clearly (even figuratively talking us off of the ledge a few times 😂) Grateful that we chose Tim & Liz to handle this home purchase as I know in my heart that if not for them, we may not be in our beautiful home had we went with another mortgage company. Blessed to now be in our home, to have chosen Contour mortgage , and to have met and worked with these two amazing people. Dreams do come true 🥰 Thank you Tim, Liz, and the entire team at Contour mortgage for making ours come true! T&C