From application to closing, we make it easy.

Trusted Mortgages in Vero Beach

NMLs# 151413

Branch NMLs# 2569892

Meet Timothy & Liz Serratt

With decades of combined experience, Tim and Liz Serratt are a dynamic mortgage lending team based in Vero Beach. They don’t just secure loans—they serve as trusted advisors, guiding you through every step of your homeownership journey with insight, care, and local expertise.

Featured Loan Products

Your Trusted Expert in Florida and California

Conventional

Competitive rates and flexible terms

FHA

First-Time Friendly

VA Loans

VA loans offer zero down

Sarah M.

“Tim made the entire mortgage process stress-free and seamless. He was always available to answer questions and provided expert guidance every step of the way. Highly recommend!”

Florida Hometown Heroes Program

Get up to $35,000 in down payment assistance

What Makes Vero Beach So Desirable

Beautiful beaches, low crime, and zero state income tax

Welcome to Tim Serratt Mortgage

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Timothy Serratt

Whether buying or selling, Harrison Blake offers service that stands out from the rest. Harrison works intimately with each of his clients to locate their ideal property in the most sought-after locations and ensures the best deals.