The U.S. real estate market offers incredible opportunities for international buyers — and Contour Mortgage makes it easier than ever to participate.
With Foreign National Loan Programs, non-U.S. citizens can purchase or refinance property in the United States without a Social Security number or U.S. credit history. These programs are designed to support global investors, expatriates, and international buyers looking to own or invest in American real estate.
Program highlights:
- No U.S. credit score required – Qualify using international credit references, bank statements, or asset documentation.
- Cash-out and investment options available – Use your equity or purchase income-generating property.
- Overseas assets may count toward reserves – Demonstrate financial stability using funds held abroad.
Whether you’re buying a vacation home, investment property, or expanding your portfolio, Tim and Liz Serratt provide the personalized guidance and seamless process you need to invest with confidence — from anywhere in the world.
What our Clients say
Trusted by families across the Treasure Coast.
Tim and his team are the best! Would have not been able to close without him. I was working with a different company before him and there was a lack of communication with what was needed to close. Tim came in with a very short time frame and was very clear with what needed to happen for me to close. He made it happen fast and smoothly. Would recommend for everyone looking for a mortgage.
Tim was absolutely amazing figuring our mortgage out. It was such a stressful situation and the first lender denied us literally at the last minute! But Tim kept us calm and reassured us that it was gonna happen. And let me tell you he did it! He pulled a rabbit out of the hat and made some magic happen! I just cannot say enough about how pleased we are with Contour. Tim and his Wife Liz make an excellent team and even followed up with us when this stressful process was all done. You can tell they really care about their clients. We will definitely be only using them in our next mortgage!
Im a 25 year old Navy veteran going through college. My wife and I wanted a house to start building our family and Tim made ut all possible. He worked with us to fix our finances, and get us into our dream house. My family and I are extremely greatful for the work that Tim did and we are hoping that if anyone is in a similar situation in life and are too scared to try, you feel a little more comfortable with letting Tim help you.