Real estate investing should be about opportunity — not paperwork. With a Debt Service Coverage Ratio (DSCR) Loan, you can qualify for financing based on your property’s income potential, not your personal tax returns or employment documentation.

At Contour Mortgage, Tim and Liz Serratt help new and seasoned investors secure funding using the rental income generated by the property itself to demonstrate repayment ability. Whether you’re building a portfolio or buying your first investment home, DSCR loans make it faster and easier to scale your real estate goals.

Program highlights:

  • Qualify using property income only — no personal income verification required.
  • Ideal for both short- and long-term rentals — including Airbnb, VRBO, and traditional leases.
  • Flexible property types — single-family homes, condos, and multi-unit properties eligible.
  • Perfect for first-time or experienced investors looking to grow their portfolio efficiently.

With simplified documentation and flexible terms, DSCR loans allow you to focus on what matters most — building wealth through real estate.